Types of Home Inspections for Buyers


I’m Nancy Cross, your Realtor with Re/MAX Capital Realty and in this segment I’m talking about the various types of residential inspections.  Homebuyers are often confused about what they need and why.  Or worse, may not know what’s available.  Let me help!

The most important aspect of your home inspection is to hire an inspector who is licensed, bonded and insured. I’ll tell you why.  The Florida contract states that you, as the buyer, are directly responsible for any damage caused by your inspector. Make sure you’re protected by hiring a licensed inspector!

Now let’s talk about the different types of inspections:

The main one is the general home inspection.  Everyone has heard of this one.  This is where the inspector looks at the roof, AC, electrical system, plumbing, appliances, windows, doors and every visible nook and cranny to give the homebuyer peace of mind about the condition of the home they’re purchasing.

There are a few more that some folks may not be aware of that could save you money in the long run:

First, for insurance purposes and in Florida particularly, a wind mitigation inspection can save you hundreds on your homeowners insurance.  These are particularly helpful if the home has had the roof replaced recently or if the house was built before 2002.

Next is the 4-Point inspection. The 4 Point covers 4 basic areas:  roof, AC, electrical system, plumbing.  This is required by insurance companies if the home is older than 30 years.  Some insurance providers require a 4 Pt inspection if the home is older than 10 years, so check with your insurance agent if to find out if you need this.

Another inspection is the WDO which stands for Wood Destroying Organism.  Us laypeople know it as a pest inspection or termite inspection.  The inspector is looking for termites, wood boring beetles, carpenter ants and moldy wood rot.

Lastly, if you’re buying a new construction home through a builder, you as the buyer have the right to have the home inspected during construction. Some inspectors offer new home construction inspections for various stages of the construction process, as well as home warranty inspections.

If you have questions about any of these inspections, I have a video that goes over each of these inspections in detail. Check out my website or Youtube channel.

If you need a referral to a licensed home inspector, call me!  I got a guy!

Remember, for your Real Estate Dreams, Don’t Get Antsy … Just Call Nancy!